Many people who file for bankruptcy protection have an understandable aversion to credit when it's over. It might seem that if you stick to cash, you "can't get into trouble again", and in a sense that's a very reasonable position.
You definitely don't want to risk late payments and climbing credit card balances after bankruptcy for a number of reasons. The combination of bankruptcy and new delinquent items on your credit report will take a severe toll on your credit score.
Further, you won't have the safety net of being able to discharge debts in bankruptcy again for quite some time, so your options are more limited if you do get into a financial bind.
However, having credit and having credit problems don't have to go hand in hand. Managing credit wisely is an important part of your financial recovery. Using cash for your day-to-day expenses is wise and will help keep things clear as you work out your new budget.
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